中国出口信用保险公司 2024年度报告

董事长致辞 CHAIRMAN’SMESSAGE 8 中国出口信用保险公司 2024 年度报告 The year 2024 marks the 75th anniversary of the founding of the People’s Republic of China, the year when the Third Plenary Session of the 20th Central Committee of the Communist Party of China was successful ly convened, and also a crucial year for achieving the goals and tasks outlined in the 14th Five-Year Plan. Over the past year, under the guidance of Xi Jinping Thought on Socialism with Chinese Characteristics for a New Era, and steadfastly following General Secretary Xi Jinping’s important instructions on export credit insurance, we resolutely implemented the decisions and arrangements made by the CPC Central Committee and the State Council, earnestly cooperated with the inspection by the CPC Central Committee and the rectification work after the inspection, focused on excelling in the Five Major Articles of financial work (Technology Finance, Green Finance, Inclusive Finance, Pension Finance, and Digital Finance), and unwaveringly followed the path of financial development with Chinese characteristics. With such efforts we achieved remarkable results in various aspects of our work. We kept in mind the “Top Priorities of the Country”, and demonstrated our responsibility and commitment by fully leveraging policy-oriented functions. We have actively served the national agenda of stabilizing foreign trade, and continued to expand the underwriting scale and coverage of export credit insurance. The annual underwritten amount reached USD1,021.44 billion, marking a new milestone by surpassing USD1 trillion threshold for the first time. We provided service for 227,000 clients, an increase of 12.4% (year-on-year, the same below). The underwriting amount of short-term export credit insurance exceeded USD860 bi l l ion, with a penetration rate of 24.1%, both reaching record highs. Our policy-oriented functions of counter-cyclical adjustment has been fully leveraged. We strengthened enterprise support and public welfare, and drove the development of the real economy with high-quality export credit insurance services. We have promoted the high-quality supply of export credit insurance products and services to meet market demands. Innovat ions were made in underwr i t ing models for subcontractors of Medium and Long-term (MLT) supplier’s credit insurance and Short-Term project insurance. First commercial project of pre-approval underwriting model by MLT insurance and first deal of barter trade covered by Short-Term insurance were successively concluded. New underwriting models were launched for service trade types such as the domestic delivery between suppliers and leading cross-border e-commerce enterprises, the collective mode of cross-border e-commerce platforms, the platform-based payment collection for gaming enterprises, the time charter in shipping logistics, etc. Keeping in mind the principle of supporting both the public and non-public sectors, we provided differentiated and refined service to key technology-oriented enterprises such as specialized, high-end and innovation-driven ”Little Giant” enterprises and Manufacturing Single-Champion enterprises, and decreased the average premium rate for SMEs (small and micro) by 8.5%, helping the cause of technological- innovation-led industrial innovation and the development of new quality productive forces.